Curated by: Business desk
Latest version: December 04, 2023, 3:51 PM IST
The Chief Minister Chiranjeevi Health Yojana was launched in 2021.
The outgoing Chief Minister of Rajasthan, Ashok Gehlot, launched the Chief Minister Chiranjeevi Swasthya Yojana in May 2021 to ensure that healthcare is accessible to everyone in the state.
With an aim to make healthcare facilities accessible to all in Rajasthan, Chief Minister Ashok Gehlot launched the Chief Minister Chiranjeevi Health Yojana in May 2021. Recognizing the growing unaffordability of healthcare in India, the scheme aims to provide affordable health insurance policies and affordable treatment packages, especially targeting the economically weaker sections of the society.
Under the Chief Minister Chiranjeevi Swasthya Yojana, families get health insurance coverage worth lakhs of rupees, which covers diseases and accidents. This government-run initiative has become the most popular health scheme in the state, offering annual benefits ranging from Rs 2 lakh to Rs 25 lakh, with a potential increase of Rs 50 lakh.
What distinguishes the scheme is its comprehensive coverage, spanning nearly 1,576 medical procedures and its flexibility, allowing beneficiaries to seek treatment in both private and government hospitals. Affordability of the scheme is a major highlight, with an annual premium of Rs 850, just Rs 70.8 per month.
Launched in 2021, the Chief Minister Chiranjeevi Health Yojana initially offered health insurance coverage of Rs 5 lakh per family, later increased to Rs 10 lakh the following year. The government has also promised to pay Rs 5 lakh for the treatment of the accident. In 2023, the coverage was extended to Rs 25 lakh with an additional Rs 5 lakh for accident insurance.
This healthcare initiative provides cashless medical benefits of Rs 25 lakh to eligible families, covering critical illnesses like black fungus, cancer, COVID-19, dialysis and organ transplant at all government hospitals in the state. Annual renewal of the policy ensures continued coverage.
Key benefits of CM Chiranjeevi Health Yojana include coverage of medical expenses for five days before and fifteen days after discharge, option to seek treatment in government and private hospitals, and provision of cashless medical services, eliminating upfront payments. The broad coverage of the scheme covers a wide range of medical procedures including major treatments.
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