Unlimited 2% cash rewards — Cardholders earn unlimited 2% cash rewards on purchases, with no categories to activate or earning limits to track.
There are other cards that offer higher cash back rates in certain categories, and while they may be worth it, they require more effort And they are often subject to a cap and limit the purchases they apply to. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards: You’ll instantly earn a best-in-class flat reward on your purchases — with no limits or hoops to jump through.
$200 cash prize sign up bonus — New Wells Fargo Active Cash® cardholders can earn a $200 cash reward sign-up bonus for spending just $1,000 in purchases in the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fee, it’s one thing that sets this Wells Fargo credit card apart from other 2% back cards. I have yet to see another credit card with 2% unlimited cash rewards that also has a sign-up bonus
15-month 0% APR intro offer — New cardholders can enjoy 0% intro APR on both new purchases and eligible balance transfers for a full 15 months. That’s a great offer, even when compared to cards marketed for only 0% intro APR. This means this card will let you avoid interest on purchases and balance transfers until 2024!
Note that balance transfers must be made within the first 120 days to qualify for lower interest rates and lower balance transfer fees.
There is no annual fee — In many cases, higher award rates mean higher annual fees. Not with the Wells Fargo Active Cash® Card, which sports a $0 annual fee.
Cell phone protection — With a typical cell phone costing hundreds of dollars, it’s a good idea to have some type of insurance. With this Wells Fargo card, you can get up to $600 in built-in cell phone protection by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.
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